12. April 2010 by admin.

Reverse Mortgages can help in many ways…

1. If you are behind on your current mortgage…a reverse mortgage can be used to get you current and out of potential foreclosure.
2. Help better your way of life, most seniors we talk to are just getting by, that does not have to be….you spent your whole life paying for a house not let it pay you to enjoy the rest of your life.
3. Help the Kids, many senior homeowners we speak too tell us that they have been having to help their kids as the economy weekend, if your kids are going to end up with the house, you might us well see it the equity get put to use your way making sure the kids are helped with the necessities.

Apply here for a Reverse Mortgage and get a free consultation

What is a reverse mortgage?

A Florida Reverse Mortgage allows older homeowner’s (62+) to convert home equity into cash through monthly income, a line of credit or cash. The Florida reverse mortgage is different from conventional home equity loans: No income or credit qualifications, no monthly or immediate repayment due. The Florida reverse mortgage is repaid when the home is no longer the primary residence of the borrower (s).

There are several types of Reverse Mortgages:

• FHA insured HECM, sponsored by a branch of the U.S. Department of Housing and Urban Development (HUD)
• Fannie Mae Home Keeper, sponsored by Fannie Mae
• Proprietary programs by private banks

FL Reverse Mortgage Property Qualifications

Single family up to four units…

The borrower has to reside in one unit as their primary residence but can rent the other unit (s).

Condos…
The condominium needs to be HUD approved or receive HUD spot approval. This can be done with a spot condominium affidavit completed by the homeowners association (provided by the lender). Special assessments and on-going litigation are not acceptable. HOA reserve must be sufficient. Planned Unit Developments (PUD).

Manufactured Homes…
Manufactured Homes maybe acceptable under certain conditions.

How do I the borrower get paid?

Monthly Payments…
As a tenure plan: receive a check for as long as one lives in their home.

As a term payment: receive a check for a certain period, i.e. 10 years or 15 years (only available on the HECM).

Line of Credit…
With the FHA HECM loan, the balance in the credit line could grow at .5% higher than the current interest rate being accrued. This could result in more money available for the borrower at future dates (There is no growth rate with the Fannie Mae Home Keeper loan).

Lump Sum or a Combination of the above…
With either the FHA or Fannie Mae loans, the payment plan may be changed during the term of the loan. A small one-time fee will be charged to the loan balance at the time of each change.

If you are considering a Reverse Mortgage you may also want to obtain a Title Insurance Quote

If you are behind on payments and not interested in a reverse mortgage, try What is a Short Sale for everything you need to know about short saling your home.

Homes for sale in Deerfield Beach

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10. April 2010 by admin.

Try this Florida Mortgage Lens

instant mortgage help….

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22. December 2009 by admin.

FHA Loans…VA Loans…Need help choosing the right mortgage?

We can help! Our mortgage consultants in our mortgage planning division are extensively trained on all the advanced mortgage products from home ownership accelerator loans to  buying a home with no money down.

Looking to refinance your mortgage loan?

Florida Home Refinance Florida Home Mortgage

Call us directly at 1-866-938-0550 and speak with someone now!

If your just thinking of a refinance for your home and possibly just shopping around for the best rate we will be happy to provide with a Good Faith Estimate. There is NO OBLIGATION for this so feel free to contact us and we will be happy to give you a quote for your 

We can provide you with Fixed rate 15 or 30 Year Fixed Rate Mortgages for Refinances

Title Insurance services provided by Assure America Title Co.

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17. December 2009 by admin.

California Mortgage Loan Refinance Broker can help you locate the right mortgage Banker Broker in your area, try using there local mortgage broker search system.

Every Mortgage Needs Title Insurance shop here and save!

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13. December 2009 by admin.

Looking for a mortgage in Broward county Florida?

Check Broward Mortgage Lender for a list of all lenders in Broward

Broward Mortgage Lender

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3. December 2009 by admin.

Florida Mortgage Refinancing - Florida Home Refinance…TLG., a leading mortgage company in Florida, is currently working with all the major FHA banks and lenders to get ready for the new FHA Florida mortgage products under the FHA  Programs. Before sub-prime existed people with less then perfect credit relied on FHA mortgages to buy and refinance their homes.

Now that the sub-prime mortgages may be a thing of the past people are again turning to FHA mortgages to refinance there homes.  Mortgage BLOG It’s important to understand the pros and cons of an FHA mortgage, they do carry MIP otherwise known as mortgage insurance.

This is an additional fee that must be paid, good news it’s financable. What good about FHA…less down payment for your purchases, higher LTV ratio or loan to value ratios. They will even allow certain grant program so tha you can buy homes with as little as one months mortgage payments.

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25. November 2009 by admin.

What are some signs that I may need a credit card debt settlement?

1. Unable to make minimum monthly payments

2. Receiving past due or late fees

3. Receiving overlimit fees

4. High Debt to Income Ratio

5. High interest rates

6. Receiving harassing collection calls

Debt Relief Program…Erase Credit Card Debt for Good!

1. Credit consolidation, more commonly called credit counseling, simply reduces the monthly payment and interest rate on the amount of debt you owe, and you pay back 100% of the full principal plus interest.

2. Creditors can offer concessions to consumers such as a lowered interest rate and/or reaging of the accounts for clients on a debt management program.

3. The Creditors created this program for consumers having financial difficulty and proposals must be approved by the creditors in order to receive benefits and concessions.

4. Consumers will make a monthly payment to their debt management agency and the agency will send payments to the creditors each month on the client’s behalf.

Credit Card Debt Relief Settlement & Negotiation…Debt Relief Options

How does our credit card debt settlement program work?

Our primary objective is to negotiate with your creditors to settle each of your debts for less than the amount you otherwise would owe. We also can help with any calls from creditors that you may be receiving.

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24. November 2009 by admin.

ProVest Stocks utilizes state of the art trading algorithms that remove the guessing and emotion for picking top stocks to buy.

Conservative Picks Comfortable Profits

Stock market trading strategy is accurate and possible with ProVest Stocks technical analysis indicators coded into its stock market trading algorithm.

ProVest Stocks utilizes a combination of various technical indicators in the evaluation of its entry and exit points for the signals its system generates.

ProVest Stocks generates stock signals daily with buy and sell signals posted before the market open. Each alert will help you identify the right price to purchase, and the right price to sell. Included in these alerts are the discovered “buy” and “sell” points that my algorithm has projected for each stock.   There is no guessing with this membership.  Each member will know the exact point to enter a stock, and the exact sell point, to help you maximize your profits.Signals generated are typically short term positions that range from 1 day to 15 days.

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24. November 2009 by admin.

BLP Financial Corp has the ability to fund or monetize a triple net lease, even in the current real estate market.   A triple net lease (NNN) is a leasing arrangement in which a tenant is responsible for not only the rent on a property, but for all other expenses associated with that property, including and not limited to maintenance and repairs, real estate taxes, etc. 

If the tenant is an investment-grade rated entity, BLP can provide the owner of the property with a lump sum payment equal to the present value of the future lease payments. 

Business Loans Provider can help you monetize leases, obtain project finance or Structured Finance.

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